In a period of just 12 months, I was ready to buy another one but ran into some trouble with the bank, you see they wanted me to save a deposit and would not let me use the equity I had in the existing property to get the next one.

As you can imagine I was not a happy chappy however I did buy 2 more sections using no money down techniques... This was in 1988... A long time before no money down deals were even talked about. During this time, I learned that there are both easy and hard ways of creating success. And the easiest, fastest way of achieve your goals is to follow proven strategies that work.

When I first started though, I had to work it all myself. I studied Financial Planning and completed the CFP education program (this is the highest designation a Financial Planner can get), I also studied Real Estate at the Real Estate Institute of Queensland and became one of 3 Financial Planners in Australia who also had a full Real Estate License (not just a sales person one) and during all of this study and working in Real Estate and Financial Planning I became a mortgage broker with over 40 accreditation's.

It took me a while (1988 to today ... you work it out ) but eventually I put all the puzzle pieces together about how to grow my property portfolio and I ended up reaching my goals like owning a multi million dollar Penthouse by the time I was 40 . The end result was fabulous and exactly what I wanted, but boy was a long hard slog to start off with!